If you have an existing relationship with Emirates Bank, you are special to us. Choose from our special schemes for Emirates NBD customers and make your life better.

Key features of the scheme are:

• Income proof not required for loans or credit card customers
• If you have an account with Emirates Bank or NBD, only passport copy with visa page and salary slip are required
• Super quick approvals

Eligibility Criteria & Documents required

• Minimum monthly income of AED 10,000
• Passport copy with valid visa page
• Labour card
• Proof of existing relationship with Emirates NBD ��� loan account number or credit card copy as the case may be.

We offer special schemes and programs to meet the financial needs of UAE Nationals. In line with our commitments towards the Nation and its economy.

Key features of the scheme are:

• Lower interest rates
• No salary transfer required
• Higher tenor upto 60 months
• Loans for both salaried & self employed individuals
• Low premium on credit & term Insurance.

Eligibility Criteria & Documents required

If you are salaried:

• Minimum monthly salary of AED 10,000
• Salary certificate
• Last 3 months' bank statement
• Passport copy

If you are self employed:

• Minimum monthly income of AED 10,000
• Copy of trade license
• Last 3 months' original bank statement
• Memorandum of Agreement (MOA)
• Power of Attorney (POA)

If you are applying to us for a loan for the first time, get ready to experience the best levels of service from us. Our expert loan advisors will ensure that your loan application process with us is smooth and hassle - free.

Key features of the scheme are:

• No salary transfer required
• Loans for both salaried & self employed individuals
• Cash loans upto AED 200,000
• Quick and easy approvals
• Flexible repayment terms of upto 48 months'
• Low premium on credit & term Insurance.

Eligibility Criteria & Documents required

If you are salaried:

• Minimum monthly salary of AED 10,000
• Salary slip
• Last 3 months' bank statement
• Passport copy with visa page
• Labour card

If you are self employed:

• Minimum monthly income of AED 10,000
• Copy of trade license
• Last 3 months' original bank statement
• Memorandum of Agreement (MOA)
• Power of Attorney (POA)

Emirates Money Balance Transfer Scheme (Debt Consolidation):

At Emirates Money we can help you reduce your multiple loan or credit card repayments by consolidating one or more of your liabilities. This way, you will be left to service a reduced number of loan installments on a monthly basis. You can rid yourself of the worry of keeping track of your numerous outstandings leaving you with a simplified monthly financial commitment, a lower overall debt burden and extra cash.

Key Features of the Scheme

• Lower your monthly outflows & get extra cash too
• No income proof needed
• Loan Amount upto AED 250,000
• Low premium on Credit Shield & Life Guard Insurance

Eligibility Criteria & Documents required

• Minimum monthly income of AED 10,000
• Passport copy with visa page
• Your loan account statements from each loan incase you would like to consolidate your multiple loans
• Last 3 months' credit card (s) statements showing outstanding balance on the credit card(s)
• Authorization letter from your side to enable us to make the payment to the credit card issuer on your behalf.
• Liability certificate or loan outstanding computation certificate from existing financier

At Emirates Money we understand that the most important time you need money is when you have just relocated yourself to UAE. There are critical personal expenses that you might have to incur – maybe to do up your new home, buy some basic essentials or just need some money for your monthly expenses. Emirates Money will ensure that your transition to our country would be as smooth as possible.

Eligibility Criteria & Documents required

• Minimum monthly income of AED 10,000
• Salary certificate from employer as proof of income
• Passport copy with valid residency visa
• Bank Statement

We at Emirates Money understand that sometime you may not want to disclose some sensitive information. No worries, we have just the right scheme for you –"No Income Proof Scheme". Under this scheme, you donot need to provide us with any income documents. Our expert staff are trained to ascertain your loan amount and tenor eligibility using either your latest credit card statements (credit card scheme) or from any other loan that you are currently servicing (alternate loan track scheme).

The key features of this scheme are:

• No income proof needed
• Fast track approval
• Loan Amount upto AED 250,000
• Low premium on Credit Shield & Life Guard Insurance

Eligibility Criteria & Documents required

In case of credit card program:

• Passport copy with valid visa page
• Last three months' credit card statement (card to be issued at least 9 months ago to the borrower).
• Copy of front side of credit card (card to be issued in the UAE)
• Labour card

In case of alternate loan track program:

• Passport copy with valid visa page
• Last six months' bank statement reflecting EMI debit or account statement from recognized financier

Additional documents required if you are self-employed:

• Copy of trade license
• Memorandum of Agreement (MoA)
• Power of Attorney (PoA)