While your term deposits continue to remain in your name and earn interest for you, you can avail Loan against them.

• Loan Amount up to 95% of the value
• Flexible Tenor up to 48 months
• Easy liquidity process
• In Dirham as well as in foreign currency of USD, UK, Euro, CHF, AUD

Eligibility Criteria and documents required:

• Salary Slip / Salaried Certificate for salaried individual
• Last 3/6 months' bank statement
• Passport copy with Visa page
• Labour Card

Additional documents for Self Employed:

• Copy of Trade License & Memorandum of Agreement
• Power of Attorney

Also available: Loans against POS Receivables | Commercial Vehicles Loans

"All loans are subject to Emirates Money's terms, conditions and approval"